From Operations to Infrastructure: Payments Initiated Directly from Diesta
14 December 2025
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3 min read
The banks insurance relies on
Insurance payments are global, multi-currency, and deeply embedded in long-standing banking relationships. Diesta’s payment capability is therefore built on technology enabled direct integrations with the banks the industry relies on for their trust accounts, including Lloyds, Barclays, Citi, UBS, DNB, DBS, HSBC, and others.
Rather than abstracting these relationships away behind generic payment rails, Diesta respects the nuances of each banking setup - from account structures and file formats to approval models and settlement behaviour. This allows customers to initiate payments through Diesta while remaining fully aligned with their existing treasury and banking operations.
Enterprise-grade controls by design
Executing payments in insurance requires far more than basic approval checks. Diesta is designed with enterprise-grade controls at its core, allowing organisations to define who can act, at what level, and under which circumstances.
Customers can configure role-based permissions, value-based limits, and segregation of duties, ensuring that no single user can both create and execute a payment without oversight. These controls scale with volume and complexity, enabling teams to increase automation without compromising governance or compliance.
Ensure payment integrity
Before a payment can be executed, it must pass through a dedicated authorisation workflow. Authorisation in Diesta focuses on validating the integrity of the payment - confirming that it is accurate, compliant, and permitted under internal and regulatory rules.
Approval requirements can vary by value band and configuration, allowing organisations to enforce stricter controls for higher-risk transactions. Importantly, authorisation does not move money; it provides finance teams with confidence that what is queued for execution is correct before any funds leave the account.
Secure release with MFA
Once authorised, payments move into the release phase - the point at which Diesta instructs the bank to execute the transaction. Release is protected by multi-factor authentication, explicit signatures, and clearly defined signing authority.
Diesta supports multiple signatures across different roles, ensuring execution reflects real-world enterprise banking practices. Optimised payment structures and a full audit trail from authorisation to release provide transparency, traceability, and security, even as payment volumes increase.
From coordination to infrastructure
With payment initiation live, Diesta evolves from a platform that coordinates insurance finance workflows into financial infrastructure that actively moves money within insurance.
This infrastructure understands premiums, bordereaux, taxes, bulk settlements, timing mismatches, and controls - and executes payments within that context. The result is fewer handoffs, reduced operational friction, and a tighter link between finance operations and cash movement. For customers, this means greater confidence and control over the payment flows; for Diesta, it represents another step to supporting the financial core of insurance organisations.
